Comprehensive Wealth Planning

Your investment plan

Assess your risk tolerance

Rebalance or reposition assets as needed


Retirement assets and company benefits

Retirement plan investments

Stock option grants or restricted stock


Personal risk/family security generation

Adequate insurance protection

Management plan for incapacity/disability


Access to Banking and Lending Services through Wells Fargo affiliates1

Residential mortgage

Securities-based lines of credit


Cash flow/cash reserve

Emergency funds

Cash alternatives

Education planning

Invest for children or grandchildren

Identify suitable tax-advantaged investments


Wealth preservation strategies

Asset ownership; beneficiary designations

Estate and Trust planning2


Income tax planning3

Identify tax-efficient portfolio strategies

Manage capital gains, losses and alternative minimum tax (AMT) exposure


Charitable and community giving

Explore charitable giving options and strategies to instillphilanthropic values in the next generation


Planning for Business Owners

Consider personal objectives in the framework of business objectives

Discuss various risk mitigation techniques

1 Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered by banking and nonbanking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A. NMLSRID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A. Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice. Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions (NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia and is licensed as a residential mortgage broker (license number MB2234) in Massachusetts. 

2 Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors. Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

3 Wells Fargo Advisors is not engaged in rendering legal, accounting, or tax-preparation services. Specific questions as they relate to your situation should be directed to your legal and tax advisors.